/* Shared accessibility, readability and conversion improvements */
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{overflow-wrap:break-word}
:where(button,input,select,textarea){font:inherit}
:where(button,.btn,[class*="btn"],[class*="button"]){min-height:44px}
:where(a,button,input,select,textarea):focus-visible{outline:3px solid #2563eb!important;outline-offset:3px!important}
img{height:auto}
.site-trust-links{border-top:1px solid rgba(90,90,90,.22);padding:1rem 1.25rem;text-align:center;font:600 .84rem/1.6 system-ui,sans-serif;background:rgba(255,255,255,.72);color:#334155}
.site-trust-links a{display:inline-block;margin:.15rem .55rem;color:inherit;text-decoration:underline;text-underline-offset:3px}
@media(max-width:720px){body{font-size:16px!important;line-height:1.62!important}h1{font-size:clamp(2rem,10vw,3.25rem)!important;line-height:1.08!important}main{overflow:hidden}:where(button,.btn,[class*="btn"],[class*="button"]){min-height:46px}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}

/* 2026 approachable legal-planning guidance */
:root{--navy:#102844!important;--navy2:#183d65!important;--blue:#2e73b8!important;--blue-light:#e8f2fb!important;--blue-mid:#6eb1ea!important;--gold:#ca9938!important;--bg:#f4f7fa!important;--text:#19334b!important;--text2:#536a7e!important}
.hero{background:linear-gradient(145deg,#102844 0%,#19456e 100%)!important}
.hero h1 em{color:#6eb1ea!important}.hero-pill{color:#8fc8f4!important;border-color:rgba(110,177,234,.42)!important;background:rgba(46,115,184,.18)!important}
.hero-actions{display:flex;justify-content:center;gap:12px;flex-wrap:wrap;margin:-12px 0 28px}
.hero-cta{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 20px;border-radius:9px;font-size:14px;font-weight:800;text-decoration:none}
.hero-cta.primary{background:#6eb1ea;color:#0e2942}.hero-cta.primary:hover{background:#96caf4}
.hero-cta.secondary{border:1px solid rgba(255,255,255,.38);background:rgba(255,255,255,.06);color:#fff}.hero-cta.secondary:hover{background:rgba(255,255,255,.13)}
.guidance-strip{display:grid;grid-template-columns:minmax(260px,.9fr) minmax(420px,1.5fr);gap:28px;padding-top:34px!important;padding-bottom:26px!important}
.guidance-copy>p{text-transform:uppercase;letter-spacing:.1em;font-size:11px;font-weight:800;color:var(--blue);margin:0 0 5px}
.guidance-copy h2{font-family:'Playfair Display',serif;font-size:clamp(24px,3vw,32px);line-height:1.15;color:var(--navy);margin:0 0 9px}
.guidance-copy span{font-size:13px;line-height:1.55;color:var(--text2)}
.guidance-links{display:grid;grid-template-columns:repeat(3,1fr);gap:11px}.guidance-links a{display:flex;flex-direction:column;gap:5px;background:#fff;border:1px solid var(--border);border-radius:12px;padding:17px;text-decoration:none;box-shadow:var(--shadow-sm)}
.guidance-links a:hover{border-color:var(--blue);transform:translateY(-2px)}.guidance-links strong{font-size:14px;color:var(--navy)}.guidance-links small{font-size:12px;line-height:1.45;color:var(--text2)}
#calculator{scroll-margin-top:86px}.calc-head{background:var(--navy)!important}
@media(max-width:850px){.guidance-strip{grid-template-columns:1fr}.guidance-links{grid-template-columns:1fr}}@media(max-width:640px){.hero-cta{width:100%}}